EmergencyHousing.CA · field kit · Ontario · law as of 2026-09-20

What's Really Owed

A landlord N4 names a number. That number is often rent plus late fees, pet money, “admin”, and math that does not survive the Residential Tenancies Act. This kit splits the figure. You leave with a dollar amount to void the notice, a T1 map for the rest, and letters. Print them. Nothing is stored.

No accounts · no cookies for your case Numbers never leave this browser Print or it is gone Not legal advice

Want to see it work before you type?

What this is

The inverse of a landlord arrears calculator. Those tools exist to build an N4. This one exists to challenge it: lawful rent in arrears, extras that are not rent, a defective termination date, unpaid last-month interest, and the 12-month T1 window.

What it is not

Not a rent offer. Not an LTB, Service Manager, or HRTO determination. Confirm the statute on e-Laws. The Human Rights Code has primacy unless another Act expressly says otherwise. If you can, take the printout to a clinic or Legal Aid.

Why it is not on every site

Ontario landlord sites will add late fees into “what the tenant owes.” Tenant sites explain rights in prose. Almost no one will sit with you and subtract the pet deposit from the N4 before the 7-day clock runs out.

Illegal on a typical N4

  • Late fees and “penalties”
  • Pet deposits and pet rent
  • Damage, security, cleaning, move-in, admin
  • Key money above replacement cost
  • NSF administration over $20

Usually lawful (still often not “rent”)

  • The lawful period rent itself
  • Last-month deposit, one period only
  • Refundable key deposit at real cost
  • The bank’s actual NSF charge
  • NSF admin, capped at $20

After you print

  • Get a receipt the same day you pay
  • Ask in writing for a ledger
  • File T1 within 12 months
  • Do not miss the L1 hearing
  • Call 211 or Legal Aid if you cannot pay

Print it or it is gone. Refreshing this page deletes the worksheet. Escape clears the screen and opens Google Canada.